Risk Management

Owning and running a business carries risk, but with Optimum as your partner, you’ll sleep better at night knowing things are done the right way. We’ll work with you to protect your business and employees through our proactive risk management practices.

Workers’ Compensation Insurance

Optimum provides your company with workers’ compensation coverage and claims management services including a hotline for reporting injuries, physician referral, medical care management, accident investigation, and report and data tracking as required.

Employment Practice Liability Insurance (EPLI)

You’ll receive EPLI coverage as part of our service to guard against employee lawsuits of wrongful termination, discrimination, and harassment.

Policy and Procedures Audit

Optimum will perform an audit of your HR-related policies, procedures, and key documents to assess areas of possible liability exposure.

Unlawful Harassment Training and Certification

We’ll train managers and their employees to recognize and prevent harassment in all its forms.

Risk Assessment

Optimum will help you identify gaps in your safety programs and provide specific recommendations to improve employee safety and limit your exposure to potential claims.

We can even provide contracted risk assessment services including safety training, OSHA mandated training, and safety program development and implementation.

Labor Law Posters

You’ll receive the required federal and state labor law posters you are required to display at your workplace covering all statutory mandates.

Unemployment Claims Support

Optimum will handle every aspect of unemployment claims and will monitor and address ineligible charges and claims so you avoid fines and protect your State Unemployment Insurance (SUI) experience rating.